Social Studies

Fraud as a contemporary social problem in Nigeria

len Alfred Ajibola - 05th January, 2023 @ 08:33 AM

Topics in Social Studies

Values and Norms explained What are norms? Types of norms Differences between values and norms How to prevent fraud Types of fraud explained Fraud as a contemporary social problem in Nigeria Explanations on the social problems in Nigeria and their solutions Contemporary social problems in Nigeria What is culture? Components of culture in social studies Child marriage and its consequences Consequences of Female Genital Mutilation What is healthy self-esteem? Characteristics of healthy self-esteem Causes of Environmental Problems Effects and Solutions to Environmental Problems Consequences of drug trafficking and solutions to drug trafficking Drug Trafficking: Reasons for drug trafficking Self-esteem: How to overcome low self-esteem What is low self-esteem? Characteristics of low self-esteem Low self-esteem: Causes of low self-esteem Consequences of Conflicts and Solutions to Conflict

Academic Questions in Social Studies

Please click here to see all Questions and Answers

Twitter is a part of our social environment.

  • A. True

  • B. False

The following are objectives of social studies except _____.

  • A. It teaches morals and values

  • B. It enables us to better understand our environment

  • C. It creates national consciousness

  • D. It assists in producing upright citizens

  • E. It promotes the military form of government

  • F. It fosters judicious use of resources

Which of the following is not a natural cause of environmental problem?

  • A. Tsunami

  • B. Deforestation

  • C. Earthquake

  • D. Drought

  • E. Hurricane

  • F. Tornado

Conflict can simply be defined as a clash of interest.

  • A. True

  • B. False

_____ refers to a personal reflection of one's overall self worth.

  • A. Integrity

  • B. Reputation

  • C. Personality

  • D. Self-esteem

  • E. Psychoanalysis

  • F. Attributes

A type of marriage whereby a christian man marries a muslim woman is termed _____ marriage.

  • A. Faith

  • B. Religious

  • C. Denominational

  • D. Interfaith

  • E. Intrafaith

  • F. Church-Mosque

_____marriage is said to exist between couples who have lived together for a very long time with no prior form of marriage.

  • A. Open

  • B. Convinience

  • C. Trial

  • D. Left Handed

  • E. Companionate

  • F. Common Law

Tribal marks - Len Academy

The above image is considered a part of harmful traditional practices. The following are similar examples of such practices except _____.

  • A. Sharo

  • B. Wuuse

  • C. Female Genital Mutilation

  • D. Widowhood

  • E. Breast Ironing

  • F. Child Marriage


Fraud as a social problem in Nigeria:

Fraud is defined as an act of deception and trickery perpetrated through an intentional perversion of truth in order to induce another person, group of persons or an organization to part with something of value, especially money, thus gaining some dishonest advantage through the process.

Please read an introduction to contemporary social problems in Nigeria here.

 

Fraud is a massive problem in Nigeria. It runs in various sectors of the country. Below are some of these sectors alongside their corresponding fraudulent instances.

 

  • Banking: The 2021 financial statements of Access Bank Plc, Guaranty Trust Bank (GTCO), First City Monument Bank (FCMB), and Wema Bank showed that a total of ₦1.77 billion was lost to fraudulent activities involving the banks’ employees and consumers in 2021.
    Please read on corruption and other contemporary social problems in Nigeria here.


  • Nigerian National Petroleum Commission (NNPC): In October 2022, a British court ordered Glencore, (a commodities company) to pay over $313 million for bribing NNPC officials and four other African countries through oil contracts deals.


  • Judiciary: In November 2022, judiciary workers in kogi state of Nigeria was discovered to have carried out a fraud of ₦4.8million by the kogi state high court.
    You can read on the arms of government here.


  • Education: ₦36 million was said to have been swallowed by a snake in the vault of Joint Admission and Matriculation Board (JAMB), in one of its state branches. This bizzare statement made by a JAMB staff named Philomina Chieshe trended in Nigeria and beyond.

    However, a statement released by JAMB says the disappearance of such money (₦36 million) is criminal and fraudulent on the part of the staff.
    You can read on interesting facts for students here.

 

Other segments where fraud had been recorded in Nigeria include the Economic and Financial Crimes Commission (EFCC), during political elections, highly placed political offices, chat applications, and even the local Nigerian markets (through the purchase of fake products).

 

A popular type of fraud named after the Nigerian criminal code is termed '419'. The number '419' refers to the section of the Nigerian Criminal Code (NCC) concerning fraud alongside the disciplinary action, charges and penalties for the offenders.

Interestingly, fraudulent persons are simply termed as a '419' in Nigeria.

Please read on the responsibilities, duties and obligations of citizens here.

 

The 419 scam, also termed as 'Nigerian letter fraud' or 'advanced fee fraud' is a scam perpetrated from Nigeria. In this case, an email, letter or fax is sent to someone in another country, typically the United States (US), United Kingdom (UK) or other European countries.

 

Generally, fraud can be perpetrated through a variety of ways. Below are some methods of defrauding people:

  1. Through unsolicited emails.

  2. Through romance scams.

  3. Through fake links.

  4. Through ponzi schemes.

  5. Through the purchase of fake products.

  6. Through debit and credit cards.

  7. Through funds transfer schemes.

  8. Through loan sharks.

  9. Through fake popup messages.

  10. Through lottery fraud.

  11. Through fake credit notifications.

  12. Funds transfer fraud.

    13. Please read more on the types of fraud here.

 

An important agency in fighting specialized fraud in Nigeria is the Police Special Fraud Unit (PSFD). However, the Economic and Financial Crimes Commission (EFCC) and Independent Corrupt Practices and Other Related Offences Commission (ICPC) are crucial agencies in fighting economic and politically motivated fraud in Nigeria.

You can check out the Nigerian police special fraud unit here.

 

The aforementioned special fraud agencies focuses on fraudulent cases that involves a large sum of money. Also, they target fraudulent public officers including those with immunity, for instance, the governors and other high ranking political officers. Therefore, these agencies function to prosecute fraudulent public and private individuals, including business organizations.

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Amazing facts in Social Studies

Statue of Unity - Len Academy

The Statue of Unity in Gujarat, India, is the tallest statue in the world. It stands at 182 meters (579 feet)

2.7 Billion Dollars was realized from the movie - Avengers: Endgame. This makes it the top-grossing film of all time

Sulawasi pigs - Len Academy

The world’s oldest known work of art was discovered by scientists in 2019 on an Indonesian island named Sulawesi. This work of art was created 44,000 years ago, and it shows paintings of three Sulawesi pigs

68% of households in New Zealand have a pet, and this is more than any other nation or country in the world

According to the Population Reference Bureau, the number of people alive today represents about 7% of the total number of humans who have ever lived.

Yahoo is an acronym for: 'Yet Another Hierarchical Officious Oracle'

Ashrita Furman holds the world record for the holder of the most world records. He had set over 600 records and currently holds more than 200 world records

As at 2023, France remains the most visited country (with about 90 million visitors), followed by Spain (83.7 million). Next is the United States of America (79.3 million)

Car license plate in canada - Len Academy

Some car license plates in the Northwest Territories of Canada are shaped like a polar bear

The Library of Congress located in Washington D.C, America is the world's largest library. It contains over 162 million items in more than 450 languages.

The British Library (with over 150 million items) comes second, followed by the Library and Archives Canada with 54 million items (third), the New York Public Library with 53.1 million items (fourth), and the Russian State Library with 44.4 million items (fifth)

Notable points in Social Studies

Social Studies is defined as an integrated study on the interaction of human beings with their physical and social environments.

We can think of our environment as everything that surrounds us at any point in time. For instance, the soil, air, your clothes, phone and everything surrounding you right now are all part of your environment. (That is, they make up your environment).

Physical environment describes every visible thing around us. It could be water, air, soil, clothes, phones or all other things found around us.

Social environment on the other hand describes the various social roles or positions that influence an individual or a group. It is represented in our culture, norms, values, the people and various institutions with whom we interact with. Meanwhile, understand that social media applications like facebook, twitter, instagram, youtube and the likes present a social environment where people can interact with one another regardless their geographical location around the world.

Please read on the meaning and objectives of social studies here

The causes of environmental problems can be either natural or man-made.

Natural causes of environmental problems will include the followings:

  • Erosion

  • Earthquakes

  • Drought

  • Tsunami

  • Tornadoes

  • Hurricanes


Some of the man-made causes of environmental problems are:

  • Pollution

  • Ozone layer depletion

  • Deforestation

  • Uncontrolled urbanization

  • Increased turnout of waste

  • Flooding

Environmental problems can be defined as problems associated with the lithosphere (land), atmosphere (air) and hydrosphere (water) as a result of man's action on earth.

Below are some of the constituents that make up our environment. These constituents may in turn act as factors that bring about environmental problems. They include:

  • Air or Atmosphere

  • Soil

  • Water

  • Bacteria

  • The people around us

  • The animals around us

  • The things around us. For instance, books, food, shoes, phones and so on.

Please read more on environmental problems here.

The following proactive processes can help reduce conflict in various organizations:

  1. Communication

  2. Set conflict guidelines

  3. Encourage collaboration and teamwork

  4. Proper recruitment process

  5. Promote social events

  6. Applying fair treatment

  7. Listening and understanding skills

  8. Private opinion and feedback from staff

  9. Gender equality

Please read more on conflict management in organizations here